A great list on How to Save On Saratoga, New York Homeowners Insurance by comparing multiple quotes, asking for discounts & other ideas.
Example Saratoga, NY Homeowners Insurance Comparison
House Details: 3 Beds, 2 Baths 2,030 sqft home near Nielson Rd, Broad St, Ranger Rd, Myer's Ln, Schuyler Island Way, Hathaway Rd, Evans St, Patterson Rd, Ruckytucks Rd, Quaker Spring Rd, Muskett Dr, Degarmo Rd, Chestnut St, Wagmans Ridge Rd, Russell Rd, River Rd, Farnan Rd, Beagle Ln, Minnie Bennett Rd, Coveville Rd.
House Value: $260,000
Insurance Company | Coverage Amount | Deductible |
---|---|---|
Liberty Mutual Nearby Agents:
|
$200000 - $250000 | $5000 to $10,000 Deductible |
GEICO |
$200000 - $250000 | $5000 to $10,000 Deductible |
Erie Nearby Agents:
|
$250000 - $300000 | > $10,000 Deductible |
Allstate Nearby Agents:
|
$200000 - $250000 | $500 Deductible |
Example Discounts provided by Saratoga, NY Homeowners Insurance companies
Example Savings from Bundling Your Car & Home Insurance
Saratoga, NY Car Insurance | Saratoga, NY Home Insurance | |
---|---|---|
Details | Volkswagen, GTI | 4 Beds, 3 Baths 2,440 Square Feet worth $246,500 |
Insurance Rates Individually | $1,806 | $1,476 |
Savings from buying both from the same company | $604 |
City | Owner Occupied Homes | Owner Occupied Homes with 1 Car | Owner Occupied Homes with 2 Cars | Owner Occupied Homes with more than 2 Cars |
---|---|---|---|---|
Saratoga | 1872 | 417 | 978 | 408 |
Shaftsbury | 240 | 82 | 95 | 63 |
Scotia | 2,100 | 596 | 1,044 | 380 |
Pittstown | 1,936 | 638 | 753 | 499 |
Green Island | 362 | 119 | 129 | 99 |
Brunswick | 4,041 | 819 | 1,963 | 1,133 |
Hartford | 668 | 142 | 312 | 214 |
Lake George | 1,190 | 426 | 441 | 313 |
Wilton | 4,802 | 992 | 2,591 | 1,152 |
Westmere | 1,730 | 559 | 849 | 292 |
Edinburg | 596 | 218 | 262 | 108 |
Schenectady County | 39,034 | 11,633 | 18,425 | 7,674 |
Waterford | 2,278 | 653 | 1,097 | 471 |
Averill Park | 430 | 61 | 304 | 42 |
Albany | 15,988 | 6,888 | 6,094 | 1,913 |
Wynantskill | 1,145 | 332 | 567 | 234 |
Hampton Manor | 888 | 339 | 370 | 143 |
Salem | 983 | 209 | 434 | 337 |
Mechanicville | 851 | 284 | 370 | 146 |
Moreau | 4,329 | 1,160 | 2,066 | 981 |
Perth | 1,144 | 279 | 576 | 268 |